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22 hours ago
Sunday, February 13, 2011
Vanessa Williams - Save The Best For Last
Save The Best For Last - Vanessa Williams
Sometimes the snow comes down in June
Sometimes the sun goes 'round the moon
I see the passion in your eyes
Sometimes it's all a big surprise
'Cause there was a time when all I did was wish
You'd tell me this was love
It's not the way I hoped or how I planned
But somehow it's enough
And now we're standing face to face
Isn't this world a crazy place
Just when I thought our chance had passed
You go and save the best for last
All of the nights you came to me
When some silly girl had set you free
You wondered how you'd make it through
I wondered what was wrong with you
'Cause how could you give your love to someone else
And share your dreams with me
Sometimes the very thing you're looking for
Is the one thing you can't see
And now we're standing face to face
Isn't this world a crazy place
Just when I thought our chance had passed
You go and save the best for last
Sometimes the very thing you're looking for
Is the one thing you can't see
Sometimes the snow comes down in June
Sometimes the sun goes 'round the moon
Just when I thought our chance had passed
You go and save the best for last
You went and saved the best for last
Sunday, December 12, 2010
Saturday, December 4, 2010
Working Life in Hire Purchase Dept
So, 3 months came pass by. 3 months working life in KL...erm...there are lots of good and bad for me to comment.
On the day when I joined the department, I was shocked by the personnels involved in the department, which was 60 least, and I came understand at the following days that this is the reasonable amount of people should be here to handle the business volume. (The problem is it takes me around 1 month to know everyone there...)
I have been assigned as an officer to incharge credit admin matters, and I am the one to take full responsibility on settlement matters, and the fact is, I gonna entertaining phone calls and attend to appealing customers and dealers for the whole working hours, and finally I can only start my mountain paperworks after 6pm, and guess what? leaving the bank at 10pm something is just a common story among most of the staffs there, as well as working overtime every saturday and public holiday.
The above is not the tough one for me, the tough thing is the people I am working with and the politic working environment. At first, everything seems fine between my close colleagues, but after some time, it is apparently two gangs breaking up between credit admin team, which is gang grouped according to races, luckily the few chinese there didn't involve in such politic, which some time make me feel embarrasing to deal with each other.
Good thing here is, there are two clerks work under my supervision, which were very hardworking and fully committed to assist me, and I feel very lucky for this as most of the clerks there did not apply the similar attitude and they will leave the bank punctually after office off hour.
Well, there are lots more story to tell but I think I will reveal these far, so that I am able to give a full and detail exposure after my employment confirmation after another 3 months more~
On the day when I joined the department, I was shocked by the personnels involved in the department, which was 60 least, and I came understand at the following days that this is the reasonable amount of people should be here to handle the business volume. (The problem is it takes me around 1 month to know everyone there...)
I have been assigned as an officer to incharge credit admin matters, and I am the one to take full responsibility on settlement matters, and the fact is, I gonna entertaining phone calls and attend to appealing customers and dealers for the whole working hours, and finally I can only start my mountain paperworks after 6pm, and guess what? leaving the bank at 10pm something is just a common story among most of the staffs there, as well as working overtime every saturday and public holiday.
The above is not the tough one for me, the tough thing is the people I am working with and the politic working environment. At first, everything seems fine between my close colleagues, but after some time, it is apparently two gangs breaking up between credit admin team, which is gang grouped according to races, luckily the few chinese there didn't involve in such politic, which some time make me feel embarrasing to deal with each other.
Good thing here is, there are two clerks work under my supervision, which were very hardworking and fully committed to assist me, and I feel very lucky for this as most of the clerks there did not apply the similar attitude and they will leave the bank punctually after office off hour.
Well, there are lots more story to tell but I think I will reveal these far, so that I am able to give a full and detail exposure after my employment confirmation after another 3 months more~
Saturday, November 20, 2010
Mariah Carey - Forever
Those days of love are gone
Our time is through
Still I burn on and on
All of my life
Only for you
From now until
[Chorus:]
Forever and ever my darling
Forever
You will always be the only one...
You will always be the only one...
As long as I shall live
I'll hold you dear
And I will reminisce
Of our love
All through the years
From now until
[Chorus]
If you should ever need me
Unfailingly I will return to your arms
And unburden your heart
And if you should remember
That we belong together
Never be ashamed
Call my name
Tell me I'm the one you treasure
[Chorus]
Friday, August 27, 2010
Should Malaysian investors worry about the slower growth in the developed market?
Its been long time since my last post tagged as business and finance related topics. As past few days I've been informed to write an essay on the above topic in order to pass the first round assessment of my application for a unit trust research analyst position in iFast capital, I just like to give it a try despite I've been working in a bank now as I am interested to get an idea on my ability to become an analyst in investment field. Below is my essay on the topic:
Resulted from sub-prime crisis and Greece sovereign debt problem, developed countries especially Euro which leaded by US market suffering financial stagnant all the while since 2008, even though it appears sometime when there were few signals of economic recovery, but it seems can’t last long and remain stagnant still. There is no doubt that the US situation has implication on Malaysia and region stock market, however, I would like to point out that those implications may temporarily effect local investors’ psychology and sentiment in stock market, nevertheless, it will bring minimum impact towards our strong economic fundamental in the long run.
Let’s take a look at the past few months economic data and indicators, although US unemployment rate shown a significant rise in the past few months, the country’s housing data and production index also shown a dissatisfied result as well, however Malaysia’s economic indicators showed positive result, as well as stock market performed well in the same period and the FTSE KLCI index achieved 1400 points and above recently.
To strengthen the point, we may have a look at our country’s export statistics as shown in the chart below, our gap between export toward ASEAN and South countries (exclude Japan) compared to export volume to US and EU countries had became wider in recent years. This fact shows that developed countries demand are no longer a major determiner on our economic, while emerging countries have a more important role instead. In addition, there are lots of unexplored potential markets in the emerging countries (Brazil, Russia, India and China) awaiting Malaysian to explore extensive business opportunities.
Our economic health in that similar period also supported by recent profit jumping showed in most listed companies’ quarter financial reports, among those companies comprised from banking, automobile, service and else.
Another reason why Malaysian investor should take into consideration is our currency rate. As we all know, Ringgit had came to a high level against US currency at RM3.1/USD compared to previous level, and our currency had been the most impressive one among the region’s currencies, and it is optimistic to expect that Ringgit can keep strengthening against USD.
For those interested in developed market, in the short run, market may perform volatile trend due to the unstable economic environment; however, due to their strong basic fundamental, it is confident that they will rebound in the long run from the financial crisis, after all, US and EU counties had learned a lesson through the devastating financial crisis, and therefore taking action to control and tighten the financial policy.
In a nutshell, except for those who like to gain profit especially from the developed market investment in short term, otherwise Malaysian investors who invest in local market and nearby region countries should not worry about the slow growth in developed countries in the long run.
Resulted from sub-prime crisis and Greece sovereign debt problem, developed countries especially Euro which leaded by US market suffering financial stagnant all the while since 2008, even though it appears sometime when there were few signals of economic recovery, but it seems can’t last long and remain stagnant still. There is no doubt that the US situation has implication on Malaysia and region stock market, however, I would like to point out that those implications may temporarily effect local investors’ psychology and sentiment in stock market, nevertheless, it will bring minimum impact towards our strong economic fundamental in the long run.
Let’s take a look at the past few months economic data and indicators, although US unemployment rate shown a significant rise in the past few months, the country’s housing data and production index also shown a dissatisfied result as well, however Malaysia’s economic indicators showed positive result, as well as stock market performed well in the same period and the FTSE KLCI index achieved 1400 points and above recently.
To strengthen the point, we may have a look at our country’s export statistics as shown in the chart below, our gap between export toward ASEAN and South countries (exclude Japan) compared to export volume to US and EU countries had became wider in recent years. This fact shows that developed countries demand are no longer a major determiner on our economic, while emerging countries have a more important role instead. In addition, there are lots of unexplored potential markets in the emerging countries (Brazil, Russia, India and China) awaiting Malaysian to explore extensive business opportunities.
Our economic health in that similar period also supported by recent profit jumping showed in most listed companies’ quarter financial reports, among those companies comprised from banking, automobile, service and else.
Another reason why Malaysian investor should take into consideration is our currency rate. As we all know, Ringgit had came to a high level against US currency at RM3.1/USD compared to previous level, and our currency had been the most impressive one among the region’s currencies, and it is optimistic to expect that Ringgit can keep strengthening against USD.
For those interested in developed market, in the short run, market may perform volatile trend due to the unstable economic environment; however, due to their strong basic fundamental, it is confident that they will rebound in the long run from the financial crisis, after all, US and EU counties had learned a lesson through the devastating financial crisis, and therefore taking action to control and tighten the financial policy.
In a nutshell, except for those who like to gain profit especially from the developed market investment in short term, otherwise Malaysian investors who invest in local market and nearby region countries should not worry about the slow growth in developed countries in the long run.
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