Solution, Answer and Reason

Today something suddenly appear in my mind, I am questioning what is the difference between solution, answer and reason?

Look, when someone asking you why you did this, did that, and when you reply to that question, what is your reply should be? Answer or Reason? When you solving a mathematic problem, e.g. '1+1=?', the '?' should be Solution? Answer? Or when someone ask you how can you did something, then the answer should be Solution? Reason?

My view, lets look at a few cases:

A. When someone ask you why you do this on him/her (usually bad things)...

1. You decide to hide the truth in order not to hurt him/her (hiding Reason)

2. You thinking how to reply him/her (Solution)

3. And finally you came out a reply to him/her (Answer)

B. When you solving equation '1+1=?'

1. '?' is 2 (Answer)

2. Because '1+1' (Reason)~:D

3. Then the solution? The solution is '1+1=2', use brain la...:P (Solution)

C. How you did this?

1. I do it like this, like that...(Solution)

2. Why I do like this like that (Reason)

3. Answer? Give you my solution already what? (Answer)

***The above stuff just for fun, don't take it serious~LOL~

My Way - Frank Sinatra

And now, the end is near,

And so I face the final curtain.

My friends, I'll say it clear;

I'll state my case of which I'm certain.

I've lived a life that's full -

I've travelled each and every highway.

And more, much more than this,

I did it my way.

Regrets? I've had a few,

But then again, too few to mention.

I did what I had to do

And saw it through without exemption.

I planned each charted course -

Each careful step along the byway,

And more, much more than this,

I did it my way.

Yes, there were times, I'm sure you knew,

When I bit off more than I could chew,

But through it all, when there was doubt,

I ate it up and spit it out.

I faced it all and I stood tall

And did it my way.

I've loved, I've laughed and cried,

I've had my fill - my share of losing.

But now, as tears subside,

I find it all so amusing.

To think I did all that,

And may I say, not in a shy way -

Oh no. Oh no, not me.

I did it my way.

For what is a man? What has he got?

If not himself - Then he has naught.

To say the things he truly feels

And not the words of one who kneels.

The record shows I took the blows

And did it my way.

Yes, it was my way.

My Wonderful Financial Dream...

If I am going to start enter in job market in 24 (I will graduate at late 23), then I need to plan my financial goal well for my future.

Well, I wish and would like to achieve financial freedom at 50 years old. That means I have to save and accumulate a total sum of million net cash in 26 year’s time.

Emm…if start working at 24 years old, just to save a proportion of money and have the money being invested at a compounding interest rate of conservative 10% annually, I was just need to save around RM800 monthly in average, that’s seems not a big problem to me.

But~wait wait wait wait….How about asset? I also wanna purchase some property assets too, with an estimated 7% (based to current Commercial Bank BLR) mortgage rate annually, for a common middle class property of around RM200000, if I purchase at 30 and wish to fully occupy it within 10 years time (wishly between 30-40 years old), it means I need to paid a sum of RM394000 for that. In other words, I have to allocate around another RM800 monthly since 24.

What about a car? Not going to set a too high target, If only just going to get a “Middle Class National Car~:P” Perodua Kenari cost around RM40000 once I have reached 24, and finish all the installment within 5 years with an current loan rate of around 3%, that would increase my monthly saving amount of RM650.

Well, insurance is important too; maybe I will just allocate a RM200 monthly for that particular purpose and increase that proportion if it is necessary at future.

Hmm…seems like I had plan enough for my financial needs, but I think it is better to allocate more RM300 monthly for extra or emergency usage, if there is luckily nothing extraordinary happen before I reached 50 years old, huh, it will be another big sum total of RM110000 at that age.

Huh, now lets sum up all my saving needs one by one…RM800+RM800+RM650+RM200+RM300, the total is…….dang dang dang dang~RM2750, RM2750 monthly~is monthly~! And it is just saving only, not included my daily expenses…Oh shit, If I really wanna achieve that financial dream, that means I need to get a very very high paid job…walao, or either seeks for part time job?? Part time job? It will definitely kill me man~!

Sigh…seems like I have to expand my financial freedom due date to 65, or to adjust my financial goal at a lower level…well, that’s means I gonna calculate again…@.@...so now I know that’s not a easy things to become a financial planner…lol….gonna seriously consider whether want to step on to this career or not~haha~

Conclusion...wonderful dreams always hard to achieve one...sigh...so just keep on dreaming...just like what Jacky Cheung song said: "Life is Just Like a Dream"~what your say~??? :D

Lone Wolf

I am alone, I tend to be alone, as much as I desire~

Don't ever ask me to join anyone, for I am the lone shadow in storming snow~

I did not fear cold, as much as the feeling of being isolated~

I am tough, I am able to do it on my ownself~

Even if I can't, I am still prefer to bear it on my own self~

I prefer this way as I did not believe anyone, I only believe my intuition, my sense, my judgment~

For I am the lone wolf in the lonely forest of snowing atmosphere~

Howling in the wild, howling in the dark beneath the full moon~

I fear nothing, for I am the lone wolf~

My 15 Effective Rules

Determine the value and worthiness before go into something.

Seek and determine the value in both short term and long term period.

Always try the best to create and add the most value from every works with limited resources.

Make sure right people doing right things and do it at the right time.

Priority in doing right things, then only followed by doing things right.

Allocate 80% of effort on 20% things which contribute 80% effect, return or performance.

Allocate 20% of effort on 80% things which contribute only 20% effect, return or performance.

Seek the roots of above all else, as this the way to seek for the truth.

Think before accept something in your mind, for this world is full of cheat and deceive.

Think before speak, and keep every word and promise.

Think before act, failed to plan, planned to fail.

Never tolerate with procrastination.

Appreciate benign criticize, ignore worthless criticize.

Keep improving and updated continuously and non-stop in life-long.

Lastly, hate to follow this but this is the very golden rule: NO SACRIFICE, NO VICTORY.